About Us

Our Mission

At Home Loans of Florida, we believe that helping people establish roots in Central Florida strengthens our community. Whether you’re moving to Florida for the first time or are a long-time resident seeking a new space, we’re here to make the mortgage process as smooth and enjoyable as possible. We’re passionate about connecting people with their dream homes—from condos by the coast to homes in the heart of New Smyrna, or peaceful escapes in Osteen.

Let Home Loans of Florida show you the value of working with a local team who genuinely cares about your success. We’re excited to welcome you to Florida and honored to be part of your journey!

(NMLS #2665433)

Why choose us

Locals Through and Through

Our team has grown up along the same sandy beaches, driven the back roads through cow farms, and attended community events across Volusia County just like you have. We’re not just a mortgage company; we’re your neighbors and friends, with a genuine passion for helping other Central Floridians find the right home.

In-Depth Regional Knowledge

From Deland’s vibrant cultural scene to Sanford’s historic charm and Osteen’s wide-open spaces, we understand what makes each part of Central Florida unique. Our specialized knowledge of the region allows us to provide insights that large, out-of-state lenders can’t match, helping you find a home that truly fits your lifestyle.

Personal Approach

You’re more than just a number; you’re part of our community. Whether you’re purchasing your first home, looking for a coastal retreat, or relocating here for a new job, we take the time to understand your needs and tailor our approach to find the best mortgage solution for you.

Honest, Transparent Service

We’re here to make the home-buying process clear and straightforward, offering transparency at every step. Our commitment to open communication and reliable guidance ensures you’ll have all the information you need to make confident decisions.

Meet tracie

Hello! I'm Tracie, a proud graduate of Seminole High School and lifelong Floridian.

After completing my Bachelor's in Business Management, I began my career in consumer lending, where I discovered my passion for helping others achieve financial stability and success. In 2017, I transitioned to the mortgage industry, where I’ve been guiding families through life’s biggest financial milestones.

Today, I live in DeBary with my wonderful husband and our two amazing children. For me, this is about more than just transactions—it’s about helping families build a secure foundation and structure their lives for long-term financial health. My top priority is to support my clients in aligning their homeownership goals with their broader personal and family finances, ensuring each decision is tailored to their unique needs and dreams.

As a local with deep community ties, I’m dedicated to making the mortgage process smooth, transparent, and truly rewarding for Central Florida families.

~Tracie Snyder (NMLS #1432693)

Manager Member and Mortgage Loan Originator